Overheard in GenForum: Social Security Question
A: There is much misunderstanding when it comes to the Social Security Death Index. Some think that it is an index to all that have died in the United States since the United States began. Others think that it lists all deaths of all individuals who had a social security number.
There are a number of reasons why a person may not show up in the Social Security Death Index. Some of them have to do with occupation, while others have to do with when the individual died.
Who's in the SSDI?
The Social Security Death Index comes from the Social Security Master Death File. The computerized portion of this file was not begun until 1962. There are very few entries for those who died prior to 1962. This is perhaps the biggest misunderstanding about the SSDI. Most people think that it includes entries for everyone dating back to the 1930s when the first social security checks were being issued.
There are other reasons why an individual may not appear in the SSDI, even if they died after 1962. Most often it is related to their occupation. Many occupations have or had their own pension plans. Railroad employees are one of the biggest groups. They were assigned special social security numbers beginning with a block of 700s.
You were right that one way a person may not be included in the SSDI is if the Social Security Administration was not informed of the person's death. This happens even today.
Getting the SS-5 Form
Even if you do not find a relative in the SSDI, it is still possible to request a copy of his or her SS-5 form. If you know the social security number, as you do from the death record or the California death index, then the cost is much lower and it makes it easier for the Social Security Administration to locate the record.
The letter can be a simple request. The important thing is to remember to mention the entry in the SSDI or to include a copy of the death certificate to show that the individual is indeed deceased. A sample letter is included below that you can copy and paste into your word processor to modify as you need to.
Date of request: 06 Jun 2001
Social Security Administration
Office of Central Records Operations
Attention: FOIA Workgroup
P.O. Box 17772
300 N. Greene Street
Baltimore, Maryland 21290
Please send me a photocopy of the actual application for a Social Security card (Form SS-5 Social Security Number Record Third Party Request for Photocopy) filed by the person listed below.
I obtained this information from the death certificate, which is included as proof of the individual's death.
I understand that the fee is $7.00, when the Social Security number is provided, or $16.50 if the Social Security number is unknown or incorrect. Enclosed is a check or money order for $___________, made payable to the Social Security Administration.
Thank you for your assistance.
Birth: 25 Dec 1924
Death: 16 Sep 1993
Daytime Phone Number:
The Social Security Death Index is a wonderful tool when researching many of our Twentieth Century relatives. It is important to remember, though, that there are circumstances when an individual may not show up. This does not mean we cannot request a copy of the individual's SS-5 form.The Complete Idiot's Guide to Online Genealogy, now in its second edition. She is the author of four how-to guides on Family Tree Maker. In late 2001, she wrote The Genealogist's Computer Companion. She is a contributing editor to Biography Magazine with her "Celebrity Roots" column and a contributing writer to The History Channel Magazine. Her latest book is Finding Your Famous and Infamous Ancestors. She may be contacted at email@example.com.
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